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As an Independent Agency, we serve you first, not our insurance companies and they are all outstanding companies. But in our opinion, it is all about people and how to service them, whether it is personal insurance or business owners insurance.

All insurance companies have the same problem, which is to pay claims and administer their companies. So all companies will increase cost to buy their product. The low cost co-pay in January may be the high cost company in December. Our objective is to insure you with our best and most stable company and keep you there for the long term. Understand when you insure with VBS, you are not insuring with the new kid on the block, but with a personal lines agent with 21 years experience and a business lines agent in his 47th year.

HONESTY IS OUR BEST POLICY

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